Hello and welcome to the Market Search Directory, Inc. website, the insurancenewsandmarkets.com Forum. Whether you have questions to ask or queries that need answering, this is the place to be. On the Market Search Directory, Inc. website, the insurancenewsandmarkets.com you can interact with other users and get involved in some great discussions. Whether you are looking for information or have the knowledge to provide information to others, this forum is exactly what you need. But before you start using the forum, it is important that you read through our Terms and Conditions. By clicking on “I Agree” below, you acknowledge that you have read the Terms of Use of this Forum and agree to abide by all the conditions as stated.

• This forum is not intended for use by children under the age of 13 or the children between the ages 13 to 18. No one under age 13 is authorized to provide any personal information or use our public discussion areas, forum or chat rooms. We do not knowingly collect personal information from children under 13 years of age. If we discover that we have received information from a child under 13, we will delete it immediately.
• Usernames must not be rude, inflammatory, sexually explicit or promotional in nature. Any usernames found to be too vulgar will be removed. Usernames with product or company names will also be disallowed to protect against trademark considerations.
• If a user is found to be impersonating a third party or the profile is found to be illegal in any nature, Forum administrators reserve the right to contact relevant authorities.

• The use of the Market Search Directory, Inc. website, the insurancenewsandmarkets.com Forum is subject to any and all national and international cyber space laws.
• You acknowledge that Forum administrators do not hold any responsibility for material posted and opinions expressed on the forum.
• You acknowledge that any information or material posted by you on the forum discussion boards is entirely your responsibility and Forum owners do not necessarily vouch for opinions expressed on the forum. You also warrant that any material posted on the forums is solely your property and no third party has any legal claim over it.
• You agree not to post any inflammatory, derogatory, racist, bigoted, degrading, vulgar, sexually explicit, and hateful or any objectionable content on the Forum. All content must be constructive, relevant and useful to the forum.
• You agree to be respectful of other users of the forum and not engage in any personal attacks.
• You agree to post only on your own behalf and not impersonate any third parties.
• You agree not to post any content as a representative for a business or for any commercial purposes. The forum is not to be used as a venue for advertisements or as a means to solicit business.
• You agree not to post any material that contains any viruses or computer code that is specifically designed to damage user computers.
• You agree not to use the Forum as a source for harvesting contact details.
• You agree not to post any personal information on the forum including your name, address, phone numbers, IM details, email address and any other contact details.

• You agree not to allow any third parties access to your profile on the Market Search Directory, Inc. website, the insurancenewsandmarkets.com Forum. You warrant that your username and password will only be used by you and agree to notify administrators in case of any unauthorized use of your account.
• All members must be registered users to post to the forum. However, the site may be viewed by any member of the public. Thereby, you agree that any material posted by you on this forum will not be considered confidential in any aspect.
• Any message posted on the forum grants site administrators a soft license for use. However, if material posted by you on this site has been illegally and unfairly used on a different site and you believe you have been misrepresented, you agree to inform site administrators immediately.
• Forum administrators assure complete privacy and security and will not provide user contact details to any third parties. Email addresses will not be sold to any third parties under any circumstances.
• Forum administrators reserve the right to modify terms and conditions of use as and when necessary.

Thank you for your interest in joining the Market Search Directory, Inc. website, our Forum and we hope you enjoy yourself.